Credentials of Our Team
Certified Financial Planner®
Team Bio's
Accredited Investment Fiduciary®
Team Bio's
Better collaboration leads to better planning
Better planning produces better outcomes
Better outcomes makes for happier clients!
Cash Flow Planning
Starting with cash flow planning allows us to confidently determine which financial tools and strategies could be most beneficial to accomplishing your goals. If the client’s goals, values, and priorities are life blood of their financial strategy, planning out the cash flow to accomplish these things, is the heartbeat that keeps everything running smoothly.
Tax Brackets & Roth Conversions
In consultation with you, their tax professional, we use the cash flow planning to estimate which tax brackets are going to be the most likely and from there we can determine different potential tax strategies like Roth conversions scheduling.
Estimated Total Taxes
After a careful examination of their situation, their cash flow, and different tax strategies that you find most appropriate for your clients we can estimate their current and future tax burdens, including to their estate and heirs.
The Strategic Partnership Program
Make It Official & Get Paid
This is a value-add service you can offer your clients! Think of it as an extension of your own practice.
Not only does good advice aim to create better client outcomes, but it can also reward you and your business. Simply: every referral that turns into an advisory client, it pays you an ongoing amount as well – for as long as they are a client. We would suggest this fee paid to you is for your time collaborating with us on the client’s behalf. Instead of the client paying you, we’re doing it for them.
How it works:
a. Background check – we only work with vetted individuals, for the safety of our clients.
b. This process can take several weeks – we will keep you updated.
c. Open a free account, this is where we deposit your quarterly referral revenue.
b. This process can take several weeks – we will keep you updated.
c. Open a free account, this is where we deposit your quarterly referral revenue.
a. Give the client a referral package with information on our group – we will send you a bunch
b. When they call or stop in, letting you know we had a conversation with them.
c. We will set up a private call to discuss client’s current situations, needs, values, and goals.
d. We will let you know if they decide to become clients
b. When they call or stop in, letting you know we had a conversation with them.
c. We will set up a private call to discuss client’s current situations, needs, values, and goals.
d. We will let you know if they decide to become clients
a. Full service financial advisory firm advice, built on the strong partnership between your team and ours.
b. Comprehensive planning & investment management
c. Regular meetings and calls with our team to go over their plan and investment performance
d. Financial concierge for them and their household.
e. The full access to Wells Fargo’s affiliates and abilities
b. Comprehensive planning & investment management
c. Regular meetings and calls with our team to go over their plan and investment performance
d. Financial concierge for them and their household.
e. The full access to Wells Fargo’s affiliates and abilities
a. Happy clients
b. Fees for going relationships that originate with you
c. Fees are based on a percentage of fees received and deposited quarterly into your account for as long as they are a client.
d. Example: Household A brings us $1,000,000 to manage at 1%
b. Fees for going relationships that originate with you
c. Fees are based on a percentage of fees received and deposited quarterly into your account for as long as they are a client.
d. Example: Household A brings us $1,000,000 to manage at 1%
i. Your referral rate is 0.1%, you will earn $1k/year for as long as they remain an advisory client of ours.
ii. Your 0.1% is on current balances, so if the client account grows, or if the client removes money from the account, so will it affect your fee.
a. Our team and your team will be in on-going communication about the client’s situation.
b. Our office will send you or your team tax documents directly when they become available (as long as client agrees).
c. We will continue to rely on you for tax advice to the client.
d. You and the client will continue to rely on our team for planning & investment advice.
b. Our office will send you or your team tax documents directly when they become available (as long as client agrees).
c. We will continue to rely on you for tax advice to the client.
d. You and the client will continue to rely on our team for planning & investment advice.
Interested or want more information?
Let us know here:
Additional Disclosures
WFA is not a tax or legal advisor.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.